Your Trusted
Mortgage Experts
Buying a home is about more than interest rates.
You need knowledgeable, mortgage professionals who give you their best. Whether you’re a first-time home buyer or looking to refinance an existing loan, our professionally trained staff of Home Ownership Specialists are ready to help.
- Loan Amount
- Down payment
- Interest Rate
- Term
- Enter any additional costs to be added into your monthly payments
- An annual or semiannual tax that is assessed, collected, and used by your local government for community funding. Commonly this is escrowed and included in your monthly mortgage payment.
- An insurance policy that protects your property and belongings from damage and destruction (also known as Hazard Insurance). It also can protect you from liability if damage or injury is caused to other people on your property.
- Homeowners Association fees (or dues) are used to cover services and amenities in the community or neighborhood the property is in.
- An insurance policy that protects a lender if a borrower defaults on their loan. Having Mortgage Insurance can make it easier for buyers with smaller down payment amounts to buy a home.
- Making a larger monthly payment on your mortgage can help save on your interest and pay off the mortgage sooner. Make sure to check there aren't limits or charges for early payoffs first.
- You can make interest only payments for the selected amount of years before making principal and interest payments. During this period you still can make interest only payments, as well.
- Principal & Interest
- $0 (100%)
- Property Tax
- $0 (0%)
- HOA Dues
- $0 (0%)
- Homeowners Insurance
- $0 (0%)
- Mortgage Insurance
- $0 (0%)
- Total Monthly Payment
- $0
- Payment Every Month
- Total Principal Paid
- Total Interest Paid
- Total Cost of Loan
| Pmt # | Payment | Principal | Interest | MI | Balance |
|---|
| Pmt # | Int Rate | Mth Pmt | Principal | Interest | Balance |
|---|
- Telephone
- 607-273-4611
- homeloans@alternatives.org
- NMLS
- 410391
Purchasing a home?
The homebuying process can be daunting. By offering personalized service, we make the loan process simple, straightforward, and help de-mystify the experience. Our team of knowledgeable originators on staff are ready to help you achieve your dreams!
Looking to refinance or access equity from your home?
If you're considering refinancing your current mortgage, we can help you understand your options. We listen to your specific needs then present personalized mortgage options for you.